Roth IRA vs 403(b): What Is The Difference Between The Two?

Saving for retirement requires balancing risks against potential rewards in investments. How investment income is taxed is another critical consideration. Individuals can pay taxes now by investing after their income is taxed and watch their money grow tax-free; a Roth IRA is one way to do this. Another option is to save money on a pre-tax basis and pay the …

Discover the Best Malasadas in Hawaii

Although eating healthy food and watching your calorie intake usually leads to a better life, having some dessert from time to time can certainly do wonders for your mood. The residents of Hawaii certainly think so and malasadas are huge local favorites. What Are Malasadas? Malasadas are a type of fried doughnut made of small balls of yeast dough and …

What Is a Fiduciary?

A fiduciary is an individual or organization that has an ethical or legal trust relationship with another person or group, putting the client’s interest ahead of their own. An ethical and legal obligation exists in which the fiduciary must act with trust and good faith to secure the client’s best interests. There are many ways to have a fiduciary relationship …

Money Market Funds: How Do They Work?

Money market funds are a valuable addition to any investment portfolio due to their stability and liquidity. Keeping money in this type of fund is almost as safe as keeping it in a savings account, but there are many added benefits that make the money market fund more appealing. If you’re interested in a low-risk investment, read on to learn …

How Do Trust Funds Pay Out

When considering your estate planning, trusts can be an attractive option. They allow you to pass your wealth on while potentially avoiding the probate process and the headaches that come with it. They also give you some control over how your assets are invested and paid out to your beneficiary or beneficiaries. There are many options when you are setting …

Hawaii Golf Trip: Where to Play and Where to Stay

Whether you’re a professional golfer or you’re trying the game for the first time, you can enjoy beautiful courses in Hawaii. This island paradise also has luxurious hotels, beautiful beaches, and a unique culture. Here are some of the best places to play and stay in the state. Four Seasons Resort Maui at Wailea The Four Seasons at Wailea has three …

How Long Do I Have To Probate A WIll?

What Happens if You Don’t Probate a Will? Assignment Content The term “probate” may sound intimidating, but it doesn’t have to be. Usually, when someone passes away and they have a will, they name a specific person as the executor of their will. This person is responsible for certain tasks, including making sure the deceased’s debts are paid and any …

How To Retire in Hawaii: Retirement Planning, Things To Do During Retirement, & More

Beautiful scenery, warm weather, and a laid-back attitude make Hawaii a very tempting retirement option. Retirees who move to Hawaii also benefit from the Aloha State’s lower health care costs, state-of-the-art medical system, and retiree-friendly tax laws. Social Security income and public pension withdrawals are not taxed for Hawaiian residents, leaving more money in your pocket. If you have always …