Index Funds vs ETF: How To Choose What Is Best For you

While exchange-traded funds (ETFs) and index funds are very similar, there are a few notable differences that can help you decide which will work best for you. Index funds are a type of mutual fund that tracks an index, such as the S&P 500. When the index is up, your index fund is up, and vice versa. An ETF can …

Investing vs. Trading: Know the Difference

While investing and trading involve buying and selling stocks and other financial instruments, their methodology varies greatly. Investors are looking for a larger return over a longer time frame. Investments are purchased and held for several years, and the investor rides out short-term highs and lows. Traders seek to time the market, entering and exiting the market frequently over a …

Roth IRA vs 403(b): What Is The Difference Between The Two?

Saving for retirement requires balancing risks against potential rewards in investments. How investment income is taxed is another critical consideration. Individuals can pay taxes now by investing after their income is taxed and watch their money grow tax-free; a Roth IRA is one way to do this. Another option is to save money on a pre-tax basis and pay the …

Discover the Best Malasadas in Hawaii

Although eating healthy food and watching your calorie intake usually leads to a better life, having some dessert from time to time can certainly do wonders for your mood. The residents of Hawaii certainly think so and malasadas are huge local favorites. What Are Malasadas? Malasadas are a type of fried doughnut made of small balls of yeast dough and …

What Is a Fiduciary?

A fiduciary is an individual or organization that has an ethical or legal trust relationship with another person or group, putting the client’s interest ahead of their own. An ethical and legal obligation exists in which the fiduciary must act with trust and good faith to secure the client’s best interests. There are many ways to have a fiduciary relationship …

Money Market Funds: How Do They Work?

Money market funds are a valuable addition to any investment portfolio due to their stability and liquidity. Keeping money in this type of fund is almost as safe as keeping it in a savings account, but there are many added benefits that make the money market fund more appealing. If you’re interested in a low-risk investment, read on to learn …

How Do Trust Funds Pay Out

When considering your estate planning, trusts can be an attractive option. They allow you to pass your wealth on while potentially avoiding the probate process and the headaches that come with it. They also give you some control over how your assets are invested and paid out to your beneficiary or beneficiaries. There are many options when you are setting …

Hawaii Golf Trip: Where to Play and Where to Stay

Whether you’re a professional golfer or you’re trying the game for the first time, you can enjoy beautiful courses in Hawaii. This island paradise also has luxurious hotels, beautiful beaches, and a unique culture. Here are some of the best places to play and stay in the state. Four Seasons Resort Maui at Wailea The Four Seasons at Wailea has three …