Making a large purchase should be exciting, not intimidating. There are a host of strategies you can take to make it simple and stress-free to plan for a sizable purchase, whether it’s the couch of your dreams or a car for your teen driver. At Hawaii Partners 3D Wealth Advisors, we know how to make big purchases wisely, so you …
How to Structure an Emergency Fund
While building a financial portfolio, you might include investments like real estate and stocks to provide for you and your family when you retire. However, emergencies can interrupt your savings plan and make it harder to meet your goals. To stay on track and cover your expenses during a crisis, you can create an emergency fund. Keep reading to find …
How Much Should I Contribute to Retirement This Year?
While many people overlook the importance of saving for retirement, it’s as essential ever to prepare for the future. Creating the right plan can help you achieve your goals whether you want to retire early, live comfortably in your older years, or leave money to family members. Depending on the types of savings accounts you use, retirement planning can even …
Understanding Retirement Taxes
Retirees and those reaching the age for Social Security payments face different tax burdens based on incoming funds. With various tax penalties shifting as you enter retirement age and earn money from deferred accounts, it’s important to learn more about your taxable income and the financial methods that can help you keep more of the money you take in. We’ve …
Inherited an IRA? 5 Things Beneficiaries Should Know
Handling an estate is never easy. The emotional toll of losing a loved one and the mental toll that comes with navigating the waters of an estate resolution can be a lot to bear. One of the most complex aspects is if you’ve inherited an IRA, which puts you in the trifecta of tax planning, estate planning, and financial planning. Each financial …
5 Reasons To Consider A Solo 401(k)
You might think of building a retirement portfolio in the same way you do about working out or eating right, meaning even though you know you should, you might not do it. According to The National Retirement Risk Index, most Americans are not saving enough to retire comfortably, and about half don’t have any retirement savings. How much money you’ll …
Why Are Soda Cans Different in Hawaii?
When you purchase a can of soda in Hawaii, chances are that it has some unusual ridging on its neck. This ridged design is much different from the smooth necks you find on soda cans purchased on the mainland. In fact, you won’t find this type of ridged soda can anywhere else in the U.S. If you’ve ever wondered why …
What Is A Solo 401(k)?
There are many options for individuals when it comes to shopping around for retirement plans. You might set one up with your employer, you can pursue one independently, or there are options for business owners with no employees. This particular one, the solo 401(k) – also commonly referred to as a one-participant 401(k), one-participant k, solo-k, or uni-k – can …
Best Hiking Trails Near Honolulu, Hawaii
If you’re planning a trip to Honolulu, Hawaii, or you’re already a local, consider exploring one of the area’s beautiful hiking trails with friends, family, or on a solo adventure. These stunning spots feature a variety of natural elements, including waterfalls, volcanoes, and local flora and fauna. Here’s a list of some of Hawaii’s most stunning landscapes to explore during …
Beginner’s Guide to Cryptocurrency
If you’ve been on the internet or watched the news, you’ve most likely heard of cryptocurrency, or crypto. You may be intrigued by the idea, but have no idea how it works. Here, we’ll go over the basic concepts and talk about getting involved in cryptocurrency. What Is Cryptocurrency? Cryptocurrency – commonly referred to as crypto – is a digital …